View Transfer Mechanics
Compliance Details
Sovereign Payment Infrastructure

Instant cross-border settlement rails

Direct peer-to-peer execution across XAF, EUR, USD, and GBP using phone-number routing, dynamic QR codes, and BEAC-aligned multi-currency treasury settlement.

Payment Modalities

Three channels of execution

Phone Routing

Phone-number settlement rails

Route funds instantly across Central Africa using recipient mobile numbers. Eliminates cumbersome routing codes while maintaining full transactional auditing and instant local wallet availability.

Merchant Acceptance

Dynamic QR checkout systems

Retail counters across Malabo and Douala generate dynamic QR codes that encode exact bill amounts and multi-currency exchange rates for instant touchless settlement.

Treasury Engine

Multi-currency diaspora wallets

Hold and manage balances in XAF, EUR, USD, and GBP within isolated wallet modules. Conversion rates update live with full fee transparency before execution.

Settlement Lifecycle

Four steps to local settlement

01
02
03
04

Sender initiating transfer

Real-time rate lock

BEAC compliance clearing

Instant local wallet credit

The diaspora sender selects target currency and inputs recipient phone number in London, Paris, or New York.

The platform displays locked exchange rates and total transparent conversion fees prior to transaction sign-off.

Automated ledger checks route funds through regional authorized partner liquidity pools in real time.

The local recipient in CEMAC receives funds immediately in XAF with SMS confirmation and instant cash-out access.

Access Developer Portal

Developer APIs and merchant integration

Connect store counters and digital checkout platforms directly to pan-African settlement rails.